Elder Law

Connecticut Elder Law Attorneys

When an elderly parent or relative can no longer care for himself or herself, a number of financial, medical, legal, and social issues must be decided. We work closely with clients in order to create elder care plans customized to meet the needs of each family. Our team of lawyers provides a full financial assessment of a person’s situation, determining the best means for protecting, transferring, or using assets in relation to home care. We discuss various kinds of trusts and other planning options when qualifying for Medicaid or state specific healthcare programs are needed to provide in-home nursing care.

The future doesn’t have to be full of uncertainty – contact a Connecticut elder law attorney. Located in Bristol, we represent clients throughout Farmington, Hartford, Simsbury, Waterbury, and Cromwell.

Home Care Planning: Considering Options

We know families want to keep their loved ones at home, if at all possible. Understanding how to qualify for home care without spending down assets or becoming impoverished requires careful planning. The following are among the kinds of planning tools we use in conjunction with elder care:

• trusts
• guardianships
• conservatorships
• special needs trusts
• reallocation of assets
• life care plans

Finding Alternatives to Impoverishment

Most elderly Americans do not have insurance coverage that will pay for their care at home or in a nursing home. Additionally, to qualify for Medicaid, a person may be forced to spend down his or her assets. We will work closely with the adult children of ageing parents, exploring alternatives to spending down assets and selling property. Depending on the situation, assets can be transferred from a sick spouse to a healthy spouse to ensure the sick spouse is eligible to receive Medicaid benefits.

Creative Solutions for Today’s Problems

It’s important to plan for healthcare to avoid losing what you’ve worked so hard to build. Dedicated to helping people get the care they need without losing everything they’ve worked for in the process, Ruggiero, Ziogas, & Allaire works with tax experts, accountants, and other specialists in protecting your loved one’s assets while taking steps to ensure they are cared for.

For more information regarding our practice and how we can help you, contact a Bristol, Connecticut, elder law attorney.